J&K Bank Advisor Treasury Operations Recruitment 2026 – Mumbai

Jammu & Kashmir Bank Limited (J&K Bank), a premier scheduled commercial bank, invites applications from eligible candidates for one (01) position of Advisor – Treasury Operations (On Contract). The position is based at the Bank's Treasury Operations office in Mumbai.

Vacancy Details

Educational Qualification

• CA / MBA Finance / CFA / PGDM or other relevant post graduate qualification from a recognized University/ Institution.
• Certificate in Treasury Management / Certified Treasury Dealer Course shall be preferred.

Age Limit

Maximum 61 years (as on 31.03.2026). Relaxation of up to 2 years in maximum age may be considered for suitable candidates.

Eligibility Criteria / Work Experience

• Applicant should have served as Deputy General Manager/ equivalent position or above.
• Proven managerial and leadership expertise with 15+ years experience across different treasury desks, Finance, Credit, Cash Management etc.
• At least five years experience in Treasury of a Bank/ Financial Institution while serving in the rank of Assistant General Manager/ equivalent position and above.

Skills and Competence

• Strategic business acumen and critical thinking.
• Strategic agility, collaboration and networking.
• People leadership.
• Deep knowledge of treasury functions and technical knowledge of financial markets.
• Strong understanding of the macro-economic factors impacting business.
• Understanding clients' trade and foreign currency requirements.

Roles and Responsibilities

Identify and analyze business opportunities for treasury teams, develop strategic business development programs to promote growth in treasury business portfolio in line with the directions of the Board of Directors and the Bank's Top Management.

• Strategy Formulation and Planning: Advise/assist treasury head in formulating and leading a 5-year Treasury & Forex strategy aligned to J&K Bank's vision, mission and corporate objectives, and its translation into annual operational business plans within defined budgetary limits.
• Policy Formulation and Budgeting: Ensure department policies are developed, reviewed, benchmarked and updated in line with bank policies, government/RBI regulations and industry best practices; assist in timely Treasury & Forex budgeting; interface with regulators on Forex product guidelines; grow the treasury customer base through corporate, commercial and consumer banking channels.
• Treasury Management: Monitor and advise on trading/investment portfolios (Working Capital, High-Yield, Escrow etc.); review and recommend investment policy changes based on market conditions; design hedging strategies to mitigate financial risks, primarily foreign currency cash flow exposure; manage interest rate risk and liquidity; evaluate cash management systems; monitor money market, debt capital and forex trading desks.
• Operational Excellence: Institutionalize best practices, set service quality standards and improve service deliverables to customers.

Nature of Engagement

Engagement is purely contractual for a period of 3 years. Performance shall be reviewed yearly.

Remuneration / Perks & Facilities

• Lump-sum compensation of Rs. 3 Lac/ Month with an overall implication of Rs. 36 Lacs/ annum, inclusive of all components (Basic Salary, Gratuity, Monetary and Non-Monetary Perquisites).
• Compensation is negotiable up to a maximum of 25% on the upper side for deserving candidates.

Leaves

• 12 days of Casual Leave (CL) per calendar year (not encashable or carried forward).
• 30 days of Privilege Leave per calendar year (availabable after completion of 11 months of contractual service).
• Encashment of unavailed Privilege Leave up to a maximum of 30 days allowed only after completion of two years of contractual service.
• Pro-rata leave permitted if the contract starts mid-year.

Place of Posting

Treasury Operations, Mumbai.

Selection Process

Applications shall be screened and shortlisted based on eligibility criteria, qualifications, relevant experience and suitability. Shortlisted candidates will be called for interview for final selection.

How to Apply

Interested candidates are requested to apply online from 14.08.2026 to 28.08.2026 through the link available on the Bank's website jkb.bank.in under the Careers tab. Applications are accepted on payment of a requisite fee of Rs. 1000/- (Incl. of GST). After payment of the requisite fee, candidates are requested to submit their credentials along with updated CV/Resume at recruitment@jkbmail.com with the subject "Application for the Position of Advisor – Treasury Operations (On Contract)".

Important Dates

General Instructions

• No other benefit/allowance during the currency of the contract or at the time of expiration/termination of the contract shall be payable by the Bank.
• The contract may be terminated by either party on three months' notice or pay in lieu thereof; unauthorized absence shall result in termination with immediate effect.
• Engagement is subject to the candidate being declared medically fit and satisfactory verification of character and antecedents.
• Shortlisted applicants will have to appear for interview at the designated venue at their own cost.
• Merely satisfying the eligibility criteria does not entitle an applicant to be called for the selection process.
• The Bank reserves the right to reject any application, cancel the process, or modify the selection process without assigning any reason.
• Any resultant dispute shall be subject to the sole jurisdiction of the Courts situated in Srinagar.

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