JAIIB PPB Syllabus 2026 – Principles & Practices of Banking Module-wise Topics, Exam Pattern & Preparation Tips (IIBF)
Indian Institute of Banking and Finance (IIBF)
Delhi - All India
Salary
Not applicable (syllabus update)
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Full Description
JAIIB PPB Syllabus 2026 – Complete Module-wise Topics & Exam Pattern
Indian Institute of Banking and Finance (IIBF) conducts the JAIIB (Junior Associate of the Indian Institute of Bankers) examination. PPB stands for Principles & Practices of Banking — one of the four core papers of the JAIIB exam.
Exam Pattern (PPB)
| Total Questions | 100 MCQs |
| Total Marks | 100 (1 mark per question) |
| Duration | 120 Minutes (Online) |
| Negative Marking | No |
| Passing Criteria | 50/100; or 45/100 with at least 50% in each module |
| Medium | English / Hindi |
Module A – General Banking Operations
- Banker-customer relationship
- AML/KYC (PMLA, FATCA/CRS)
- Account opening & deposit operations
- Clearing, collection & cash handling
- Special relationships (mandate, POA, lien, set-off)
- Foreign exchange & NRI business
- Negotiable instruments; paying/collecting bank responsibilities
- Ancillary services
- Financial inclusion & literacy
- Customer service & grievance redressal (RBI Integrated Ombudsman Scheme 2021)
Module B – Functions of Banks
- Lending principles, credit appraisal & assessment
- Loan account operations, collaterals & securities, modes of charging, documentation
- NPA & stressed assets; recovery laws (RDBA, SARFAESI, IBC)
- Indemnity & guarantee, bank guarantees
- Letters of credit (UCPDC 600), bills finance
- Retail loans & credit cards
- Priority sector lending, agriculture finance (KCC, PMFBY)
- MFI/NBFC, MSME, government schemes (PMJDY, MUDRA), SHGs
Module C – Banking Technology
- Bank computerisation & CBS
- Digital banking channels
- Data communication & EFT
- NPCI & digital payments
- Technology adoption impact
- Cyber security & fraud risk
- e-RUPI
- FinTech / RegTech / SupTech, open banking
Module D – Ethics in Banks & Financial Institutions
- Business & individual ethics
- Employee ethics, work ethics & whistleblowing
- Changing ethics — data privacy & IPR
Preparation Tips
- Prioritise high-weightage modules (Module A & B)
- Solve previous year question papers
- Use official IIBF study material
- Practise MCQs and mock tests regularly
- Analyse mistakes after every mock test
Official Website: www.iibf.org.in
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Frequently Asked Questions
What is JAIIB PPB Syllabus 2026 – Principles & Practices of Banking Module-wise Topics, Exam Pattern & Preparation Tips (IIBF)?
JAIIB PPB Syllabus 2026 – Principles & Practices of Banking Module-wise Topics, Exam Pattern & Preparation Tips (IIBF) is a government recruitment notification published by Indian Institute of Banking and Finance (IIBF). Apply before the last date to be considered.
When does the application start?
Online applications start on 25 August 2026.
What is the required qualification?
Any graduate / banking professionals appearing for JAIIB (as per IIBF eligibility)
How do I apply?
Apply online through the official link provided on Rojgarpulse. Always verify details from the official notification before applying.