Bank of India Credit Officer Recruitment 2026

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Bank of India (BOI), a leading Public Sector Bank, has released notification Project No. 2026-27/01 dated 01.06.2026 for recruitment of 779 Credit Officers in the General Banking Officer (GBO) Stream across MMGS-II, MMGS-III, and SMGS-IV scales. This includes 475 unfilled vacancies carried forward from the previous recruitment cycle (Project 2025-26/01).

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Important Dates

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Event	Date
Notification Released	01 June 2026
Online Application Starts	30 June 2026
Last Date to Apply Online	20 July 2026
Relevant Date for Age & Qualification	01 June 2026
Online Examination Date	Will be advised separately

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Vacancy Details

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Scale	SC	ST	OBC	EWS	GEN	Total
MMGS-II	102	52	180	69	274	677
MMGS-III	10	5	16	8	22	61
SMGS-IV	6	2	9	3	21	41
Total	118	59	205	80	317	779

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Includes 475 unfilled vacancies from previous recruitment (Project 2025-26/01).

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Eligibility Criteria (as on 01 June 2026)

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Educational Qualification

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• Graduation in any discipline from a recognized University/Institute with 60% marks or equivalent grade.
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• 55% marks for SC/ST/OBC/PwBD candidates.
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• CGPA/OGPA should be converted to percentage and indicated in the application.
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Age Limit (as on 01 June 2026)

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Scale	Minimum Age	Maximum Age
MMGS-II	25 years	32 years
MMGS-III	28 years	38 years
SMGS-IV	32 years	45 years

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Age Relaxation: SC/ST - 5 yrs, OBC (Non-creamy layer) - 3 yrs, PwBD - 10 yrs, Ex-Servicemen - 5 yrs, Persons affected by 1984 riots - 5 yrs.

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Experience Requirement

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Scale	Total Experience	MSME/Commercial Credit/Project Finance
MMGS-II	3 years as Officer	2 years
MMGS-III	5 years as Officer	3 years
SMGS-IV	7 years as Officer	4 years

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Candidates who were holding similar post in Bank of India in the past are NOT eligible.

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Application Fee

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Category	Fee
SC/ST/PwBD	Rs. 175/- (Intimation Charges Only)
General & Others	Rs. 850/- (Application Fee + Intimation Charges)

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Payment through online mode only. Fee once paid is non-refundable.

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Pay Scale

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Scale	Pay Range
MMGS-II	Rs. 64,820 - Rs. 1,20,940
MMGS-III	Rs. 85,920 - Rs. 1,31,240
SMGS-IV	Rs. 1,02,300 - Rs. 1,68,500

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Plus DA, HRA, CCA, and other allowances as per bank rules.

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Selection Process

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1. Online Examination - Objective type with sections on English Language and Professional Knowledge.
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2. Personal Interview - For candidates who qualify the online test. Weightage: 70% (Exam) + 30% (Interview).
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3. Document Verification - Final verification of certificates and eligibility documents.
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Note: If the online exam is not conducted, selection may be through interview alone based on qualification, experience, and suitability.

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How to Apply

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1. Visit the official website www.bankofindia.bank.in
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2. Go to the Careers/Recruitment section.
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3. Click on "Credit Officer Recruitment 2026" notification link.
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4. Register with valid email ID and mobile number.
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5. Fill the online application form with personal, educational, and experience details.
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6. Upload scanned photograph, signature, left thumb impression, and handwritten declaration.
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7. Pay the application fee online.
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8. Submit and take printout of the application for future reference.
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Note: Only ONE application per candidate. In case of multiple applications, only the latest valid application will be retained. Candidates should be ready to work anywhere in India.

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Important Instructions

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• Bank reserves the right to post/transfer selected officers anywhere in India.
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• Shortlisting for interview will be based on documents uploaded at registration. No further document submission allowed later.
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• Category change is NOT permitted after registration.
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• Keep registration number and application print safe for future reference.
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Important Links

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Link	Action
Official Notification	Download Notification PDF
Apply Online	bankofindia.bank.in
Official Website	www.bankofindia.bank.in